Student Loans

An educated approach to
recovering student loans.

Experience makes a difference.

With more than 37 years of experience managing the recovery of federal and state obligations, Performant has become one of the largest companies to partner with government organizations in their broader recovery efforts. Our work with clients is deeply collaborative, and our outreach is guided by proven strategies that treat borrowers equally and respectfully.




Student loan defaults have been rising for years with 11% at least 90 days past due. Getting borrowers on the road to repayment requires expertise.

Student loan recovery capabilities

  • Recovery services
  • Skip-tracing to locate borrowers
  • Administrative resolutions
  • Loan consolidation and rehabilitation
  • Administrative wage garnishment
  • Borrower repayment education  and counseling
  • Litigation services

Managing risk and
encouraging borrower repayment

We manage the risk exposure associated with
student loans based on two factors:

+ A deep working knowledge of loan assets
+ The complexity of borrower behavior

Given our experience, we can anticipate borrower behavior and craft a plan around their actions. Our communication strategy is designed to help them conveniently repay their balances.